SHOP PAY FAQ
Buy now, pay later with
Choose Shop Pay at checkout to split your purchase into 4 equal, interest-free installment payments- with no additional or late fees.
How it works
1. Add items to your cart
2. Select Shop Pay at checkout
3. Choose to pay in 4 installments
4. Your order processes immediately!
The first payment will be collected at checkout then 3 remaining installments will be automatically charged to your credit card saved on Shop Pay every 2 weeks.
What is Shop Pay Installments?
Shop Pay gives you the option to pay in full at checkout, or to split your purchase into four equal, bi-weekly, 0% interest installment payments. Your first payment is due at checkout then 3 remaining installments will be automatically charged to your card saved on Shop Pay every 2 weeks. Shop Pay Installments is an option for orders between 50 USD and 1,000 USD. There are no additional charges, interest rates, or late fees, and your credit score isn't affected.
How do returns work with Shop Pay Installments?
If your return is less than the amount remaining on your Shop Pay Installments balance, then you will have a smaller payment balance of the final payment. If the return is more than the amount remaining on your Shop Pay Installments balance, then you will receive the difference as a refund to the original debit or credit card within 3-10 business days.
Are there late fees?
Nope, nada! Missing scheduled payments may affect your eligibility to use Shop Pay Installments in the future.
What payment methods are accepted with Shop Pay Installments?
Majority of debit and credit cards are accepted. Shop Pay Installments does not accept Capital One cards, prepaid debit cards, or prepaid credit cards.